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Responsible Lending Disclosure

[REVIEW BY ATTORNEY] — Last updated: [DATE].

Harbor Financial is committed to responsible lending practices:

  • Fair underwriting — we evaluate each business on its merits, not stereotypes or shortcuts.
  • Transparent terms — the total payback we quote is exactly what you'll repay. No hidden fees.
  • No predatory practices — we do not engage in confession of judgment filings or aggressive collections.
  • Support for borrowers in distress — if your business hits a rough patch, call us. We'd rather restructure than default.
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