Funding for healthcare and dental practices.
Bridge insurance reimbursements and invest in your practice.
Why this industry
Why practice owners come to Harbor
Insurance payors run 30–90 days. Payroll runs every two weeks. That gap is where small practices struggle — and where expansion stalls. Harbor funds against your verifiable deposits, regardless of payor mix, so you can hire, upgrade, or buy out a partner without waiting on remittance cycles.
Real example
A dental office bridged $10,000 across an insurance reimbursement gap. Repaid as deposits came in.
Fast capital when it matters
Same-day decisions and 24-hour funding for approved deals — no broker delays.
Payments that match your cash flow
Daily, weekly, or bi-weekly debits sized to a small share of your revenue.
Direct funder, no middleman
Your application stays with us. No commissions, no shopping your file around.
Common uses of funding
What healthcare owners say
From businesses Harbor has funded.
"Bridged a 60-day Aetna gap without touching my line of credit. Quiet, clean, done."
"Hired a hygienist a quarter earlier than I could have otherwise. Revenue followed."
Industry FAQ
Do you work with insurance-based revenue?
Yes — we verify through bank deposits, regardless of payor mix.
READY WHEN YOU ARE
Find out in 5 minutes.
A real underwriter — not a bot — reviews your file the same business day.
- 5-minute applicationFive questions. No documents upfront.
- Soft credit pullDoesn't affect your personal score.
- No obligationSee your offer before committing.
Harbor Funded"Applied Tuesday morning. Money was in our account Wednesday."
Diego · Restaurant owner · Florida