From application to funded in 24 hours.
Real people, real decisions. No robo-rejections.
01
Apply (5 minutes)
- 6 quick questions
- No documents needed upfront
- Soft credit check — no score impact
- Confirmation email + call within 1 business hour
02
Review & offer (same day)
- A real underwriter reviews — no automated rejections
- Clear offer with amount, total payback, payment, and term
- No obligation to accept
03
Sign & fund (24–48 hours)
- Electronic signing
- ACH setup with your business account
- Funds wired directly
- First debit on a clearly-stated date
04
Repayment & relationship
- Automatic debits on the agreed schedule
- If a payment fails, we call — no aggressive collections
- Renewal eligibility at 70%+ paid down
READY WHEN YOU ARE
Find out in 5 minutes.
A real underwriter — not a bot — reviews your file the same business day.
- 5-minute applicationFive questions. No documents upfront.
- Soft credit pullDoesn't affect your personal score.
- No obligationSee your offer before committing.
Harbor Funded"Applied Tuesday morning. Money was in our account Wednesday."
Diego · Restaurant owner · Florida